Sattar Head of International Sales, Standard Chartered Bank
I've have recently met with an accident and cannot move from my house.
I have a bank account and urgently need money. How can a bank help me
without my having to go to them?
What the bank can do is send one of its officers to your house with
necessary information/details about your account. They will verify whether
you are the actual account holder by checking your photograph, passport
photocopy held with them and if satisfied will carry out the transaction
by taking your thumb print (if you are still unable to sign). I would
recommend that once you are able to write again please get someone to
be a joint signatory to your account so that in case of such eventualities
you should not have any problem. Please contact your Bank Manager and
advise him of your problem and necessary action will be taken.
Q2. I have
some unused travellers cheques, and I would like to give them to my
husband. How do I go about it?
I assume that the TCs are already signed on the top left hand corner
by you. Please counter sign them on the bottom left hand corner and
insert your husband's name on the space on the centre where it is mentioned
that you can give it to a third party. Please note that your husband
cannot encash them, but can deposit them into his account.
Q3. My son
has got admission in a College in USA. Can I send him fund from here
for his educational purpose?
per Bangladesh Bank Guidelines foreign exchange may be transferred for
studies abroad by Bangladeshi nationals in all regular courses (subject
to being consistent with the Education Policy of the Bangladesh Govt.)
in recognized institutions. Certain formalities will have to be completed
before funds can be transferred.
Haq Khan BDS, DDS(Dhaka), PhD(Japan) Oral & Dental Surgeon
Q.I am 29
years old. I have still got two primary teeth in middle of the lower
portion. The problem is recently they seems to growing weaker . I avoid
using them when biting hard things. How can I make them stronger so
that they can last long?
think you need a dental X-ray for the assessment of bony support of
your primary teeth. If it really becoming weaker then you may need to
do root canal treatment followed by porcelain bridge.
Q. My teeth
are becoming yellowish. Why and can I do anything to make it whiter?
Actual cause of this yellowish discoloration is really hard to say without
examining your teeth. But there are two types tooth discoloration:
Stain: This means the stain occurs from within the
tooth. This type of stain cannot be removed by brushing and flossing.
Some causes of internal staining are injury to the tooth, certain medications(such
as tetracycline) taken during tooth formation.
stain: This is staining of the tooth surface. Some sources
of external stains are cigarettes, cigar, pan, coffee, tea or foods
that contain a lot of spices.
Yes, we can make it whiter according to cause. External staining can
sometimes be removed by good tooth brushing habits or by your dentist.
By scaling and polishing
it is possible to make your teeth brighter. Scaling is recommended once
in a year after
16 years old.
I clean my baby's teeth? How can I clean it?
Definitely, even before the first tooth appears! Use a soft, clean cloth
to wipe your baby's gums and cheeks after feeding. As soon as the first
tooth appears, begun using a small, soft bristled toothbrush to clean
the tooth after eating. Don't cover the brush with tooth paste. Try
having your child lie down. Put your child on your lap or on the floor,
keeping his/her head steady with legs. If your child is standing have
his/her back to you with their head tilted slightly and resting against
Chowdhury Guidance Counselor
I have an 8 years old son who is extremely aggressive towards others
and harmful to himself. I am very worried about him. Please give me
some advice on ways I handle this situation. - Sharmin
Children develop this type of behaviour for many reasons. I understand
how frightening it can be to observe and handle your son's behaviour.
Children who are very aggressive towards others or very harmful to themselves
need to be physically prevented from carrying out such aggressive acts.
You could use the "time out" method and put him in a place
by himself where he cannot hurt anything. But if he is out of control
and feeling anxious, he needs to be close to you.
your son hits or bites himself when he is frustrated then you can use
a different approach. In this situation you can approach your son face
to face, and tell him that if he is feeling frustrated, he can hit something
like a pillow, a cushion or your hand. This will help him to realize
that you care about him and want to help him relieve his frustrations
without getting hurt.
Over a period of months my 11-year-old girl's behaviour has changed.
She is a happy and cheerful child but lately she is very anxious and
unhappy when she comes home from school. She is very much reluctant
to play with her friends and she has requested to change her school.
Thank you for your letter. I think your child might be facing bullying
at school. I think you need to discuss this issue with her. Bullying
is not an individual problem; many children face it through out their
school lives. Parents, children and teachers all have to work together
to tackle bullying in schools. I hope this information will help you
and your daughter.
Message for Parents
Parents have an important role in tacking bullying.
· By being encouraged to be active in a meaningful partnership
with the school.
· By being involved in developing an anti-bullying policy.
· By being informed and involved if their child is a bully or
· By telling the school if their child is being bullied.
· By telling the school if they think their child is a bully.
Message for Children
· Tell a grown up or someone you trust.
· It's not your fault that you are being bullied.
· Keep telling someone until they believe you.
· Don't give up.
Messages for Teachers
· Watch for early signs of distress.
· Listen carefully and record all indents.
· Offer the victim immediate support.
· Make it clear to the bully and his/her parents that the behaviour
further details or advice contact Anwara Chowdhury
Email : AnwaraChowdhury@hotmail.com
A Different Sky
"Dry samosa with
I am not much
into gambling, playing the lottery, believing in sheer luck, and perhaps
that is why I do not go to the cultural programs organized by the
Bangladeshi associations here in America. The crammed pictures of
coming attractions distributed weeks before are often absent and some
new drama in the form of life is always going on at these so-called
shows. So bumping into a good show is like finding a needle in a haystack.
No needle for me but here is some spilled-over annoyance derived by
Bangladeshi cultural shows for you.
When someone arranges
a show here, there is an opposition who will also organize a show
exactly on the same date with artists from similar caliber or better.
The day of the show will come nearer, the general public will suffer
from indecisiveness as to which show to go see, not knowing one of
the shows is totally a fake, organized to misdirect people from going
to the real one. So the unfortunate ones, who go to the non-existent
show, find locked doors with no one around except for some more deceived
ones and come back home cursing and raging. And what happens to the
rest who land in the real show? Overpay at the door, and then overpay
to buy some dry samosas and look at some over priced CDs and clothing
stalls. Then slowly make way to the hall where the show will be performed.
Now about the
halls, if the organizers have a lot of money and wants to do a major
show they often rent out places like Sheratons or even on some occasions
Madison Square Garden in NY. Sadly these places after having one or
two Bangladeshi shows, have banned Bangladeshis from their vicinity.
Our bad manners, terrible usage, and our unruly kids have made quite
a name for these businesses.
So most shows
are now held in school auditoriums, cheaper rent and the crowd is
as rowdy as gone-wrong teens. So once you enter the hall, find a seat.
If you are lucky you might find a seat around people with no children
but most are not so lucky. So you end up usually sitting near children,
who will constantly make noises with balloons which are sold conveniently
right outside, catered specially to make the terrible squeaking noise
kids love, during the best parts of the show. I don't know yet why
the parents don't want to leave the kids home during these programs
and stop torturing both us and the kids. Some say they bring the kids
to get them exposed to Bengali culture, and now I know why so many
Bengali kids turn their back against our culture. If loud mouths,
cheaters, bad taste and rowdiness are what I saw to be Bengali culture
when I was young, I too would have preferred soup over daal. Although
maintaining your Desi Standard time you never show up on time, even
if you are few hours late, you will still be there before the program
The opening performance
is usually by the sound system crew dancing and tripping over wires
and fixing home made sound systems. Usually after that comes some
local artists, with their proud harmoniums and not so proud voices,
and dances that inspires you to open a school and teach. If you are
fortunate you might get to see the artists who were promised to come
and perform. They usually end up singing a few, get frustrated with
the sound system or the local guitar player's workmanship, playing
exactly the opposite tune from what the artist needs. You basically
leave the place with a baffled, suffocated look. You will find your
way out in between heavy jewelry wearing aunties and uncles wearing
synthetic shirts with open buttons to show a good amount of self-righteous
Bengali chest hair. You will be stopped by several flyer givers for
the next big show and you will take a deep breath as you step into
your car and drive off. Later at a Cafe taking a sip out of your chai
latte in between faces white and black, you will feel more at home
than you did in the past few hours.