|Home | Issues | The Daily Star Home | Volume 1, Issue 28, Tuesday December 9, 2003|
Nasreen Sattar Head of International Sales, Standard Chartered Bank
Is there any tax on interests earned?
What is a credit bureau?
Q3. I am a resident of Bangladesh. I have just returned from training in Bangkok. I still have some of the Dollars that I endorsed before going there, and I want to keep them. How can I keep the dollars?
Bangladeshi residents returning form trips abroad can keep their unutilised foreign currency in Resident Foreign Currency Deposit (RFCD) Accounts. Almost all banks offer this account. The minimum balance to open differs from bank to bank. While opening the account the applicant must sign a declaration that the funds in the account are not from exports proceeds or from payment of a service rendered inside Bangladesh. This account must be opened within 30 days upon the person's return to Bangladesh.
Interpreter of Maladies
DR. Nighat Ara Psychiatrist
Q1. My seven year old has the tendency to say no to everything I say, be it food, clothes, going out, study everything, as a result we are always fighting. I was wondering how to handle this, because come teenage years I'd be completely bowled out. I do want to keep communication channel open with her. Please advise.
Ans: Your seven-year-old daughter could be going through a developmental phase where children try to experiment with their autonomy and explore their self-worth. However, this negativistic attitude is quite normal for two year-olds (popularly known as "terrible two") and children eventually grow out of this stage. The persistence of this trait or recurrence at a later developmental stage can be considered as a significant symptom which may require further exploration of any other disruptive behaviour to justify a psychiatric diagnosis "oppositional defiant disorder".
If her tendency to say NO is really excessive compared to her age group and there are other symptoms like: temper outburst, refusal to comply with rules and other annoying behaviour which exceeds the limit etc. a complete psychiatric assessment will be helpful. Clinical skill is required to assess the degree or severity of symptoms, duration and extent of disability caused by the symptoms also need to be taken into account for diagnosing a psychiatric problem. Assertiveness is a behavioural trait, which becomes apparent by ones ability to say "no" to others and expressing her independent choice of behaviour.
Some people are constitutionally or temperamentally very assertive in their behaviour. It would also be wise though to explore, whether it has become a" power or control struggle" between you and your daughter. If you have an excessive need to control your child, then it could evoke a reaction in your child which will mimic symptoms of a psychiatric disorder. If you are fighting with her over this issue, then it is serving as a negative attention and further reinforcing her behaviour. Abnormality in parent- child relationships is to be detected first to remove the reinforcers of this undesired behaviour.
A safe relationship with a counsellor or therapist can give her a platform for this transitional period of change. It would be wise if you seek help to a psychiatrist and discuss in details. Behavioural techniques are used to get rid of undesired behaviour and a suitable technique can be found only after full assessment. Girls who suffer from "oppositional defiant disorder", are at high risk of developing personality disorder at a later stage of life.
Q 2. How can we break the news of our pregnancy to our eight-year-old? He is very keen on having a sibling, but we are being cautious. Can you let us know what sibling rivalry is?
Ans: Children usually welcome the news of a baby arriving in the family. Your son must be delighted to know that he will have someone to play with. Some kids tend to show a gender preference and may revolt if the new comer doesn't have a gender of their choice. However, preparing him for what he can expect will definitely help the situation. Tell him stories of relevant topic, give him an impression that he has an important role to play in this situation. Ask for his help so that it boosts his sense of pride and responsibility. The birth of a second child may change the whole family dynamics. Each member in the family has to play a new role. This change can be challenging and adjustment may require some time. Competing for attention and affection, sharing almost everything with another one may not be an easy experience for him and precipitate the sibling rivalry. A supportive environment can enable him to deal with the situation more competently so that he enjoys the companionship and develops a healthy bondage with the baby. Make it clear that you (both parents) will continue to love him as dearly as before and his participation is very important in child rearing. Give him compliments for his co-operation and encourage him to take the (glamorous/bossy/heroic) big brother role. Take it easy, everything will be fine.
Dr. Mahfujul Haq Khan BDS, DDS (Dhaka), PhD (Japan) Oral & Dental Surgeon BIRDEM Hospital
Q.I am 38 years old. I don't have any bad oral habits (smoking, chewing pan etc). Recently, however, I observed that my teeth are developing yellowish discoloration with black staining. Why and can I do anything to make it whiter?
A. As you mentioned that you don't have any bad oral habits that are responsible for teeth staining, so the actual cause for your case is really hard to determine without first examining your teeth. Regarding your black staining one possibility is drinking water from tube-well.
would like to elaborate the reason behind tooth discoloration.
Internal Stain: This means the stain occurs from within the tooth. This type of stain cannot be removed by brushing and flossing. Some causes of internal staining are injury to the tooth, certain medications (such as tetracycline) taken during tooth formation.
stain: This is staining of the tooth surface. Some sources
of external stains are cigarettes, cigar, pan, coffee, tea or foods
that contain a lot of spices.
By scaling and polishing it is possible to make your teeth brighter. Scaling is recommended once in a year after 16 years old.
For further information
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